Built for Wrenches, Grease, and Peace of Mind: Insurance Designed for Engine Repair Shops
By Pekin Insurance · Aug 22, 2025 ·1 min read
We know engine repair shops run on expertise, precision, and trust. But even the most skilled professionals can run into costly mistakes. That’s why our Autocare Services Businessowner’s Policy (BOP) is built specifically for shops like yours, giving you the confidence to focus on what you do best.
Specialized Coverage that Works as Hard as You Do
Our policy is tailored for the unique risks faced by engine repair shops, including but not limited to:
- Mechanics Errors & Omissions – Because even pros make mistakes. Click here to learn more! (Mechanics E&O Blog)
- Garagekeepers ALS (Actual Loss Sustained) – Covers your customer’s vehicle while it's in your care. Click here to learn more! (Garagekeepers ALS Blog)
- Employee Tools Coverage – Protects your team’s personal tools, helping them stay efficient and productive.
- Key Person Insurance – While not part of the Businessowner’s Policy, it's worth considering coverage for your most valuable asset: your people. Click here to learn more! (key person blog)
Real-World Protection in Action
An engine repair shop had just finished repairing a customer’s vehicle. A technician took the car for a short test drive to ensure everything was functioning properly. During the drive, the technician rear-ended another vehicle at a stoplight due to brake failure. Garagekeepers Collision ALS Coverage can cover the damage to the customer’s vehicle for the actual loss sustained resulting from collision with another vehicle not restricted by a limit!
Why Choose Pekin Insurance?
- Local Agents who understand your business needs
- High Claims Ratings that reflect how much we value your time and trust
- Over 100 Years of Experience protecting businesses just like yours
Whether you’re wrenching under the hood or managing a growing team, our Autocare Services Businessowner’s Policy is here to keep your shop running smoothly.
Ready to learn more? Click here to learn more about our Autocare Services Businessowner’s Policy