Motorcycles
Choose a policy that covers injuries to you, your rider, and others, plus property damage caused by your bike. Coverage is available for 2 or 3 wheel motorcycles, mopeds, motor scooters, and motorbikes. There is no requirement for supporting coverage
Available Motorcycle Coverage
- Bodily Injury
- Property Damage
- Passenger Liability
- Medical Payments
- Uninsured/Underinsured Motorist
- Comprehensive
- Collision
Optional Coverage Enhancements
- Uninsured Motorist Property Damage (Not available in AZ) - This enhancement can be purchased to cover the cost of a bike when damaged by an uninsured motorist. This coverage is ideal for those who choose not to add Comprehensive or Collision coverage to their bike.
- Cycle Guard – provides coverage for: Trip Interruption, Additional Towing Expense, Fire Department Service Charge (N/A in AZ), Key Replacement, Tire Protection, Deductible Waiver, Safety Apparel, and Personal Effects.
- Excess Electronic Equipment
- Excess Custom Equipment
- Replacement Cost Coverage for New Motorcycles
- Safety Apparel
Motorcycle Coverage Discounts
- Advance Quote
- Cycle-Auto
- EFT
- Motorcycle Experienced Driver
- Motorcycle Driver Education
- Multi-cycle
- Paid-in-Full
Off-Road Vehicles
Do your adventures include snowmobiles, golf carts, or other recreational vehicles? Make sure they’re properly covered! There is no requirement for supporting coverage
Types of Units Covered
- Snowmobile
- All-Terrain Vehicles (ATVs)
- Golf Carts
- Dune Buggies
- Miscellaneous Vehicles – go-carts, swamp buggies, etc., with principal use for off-road recreational activities
Available Off-Road Vehicle Coverage
- Bodily Injury
- Property Damage
- Passenger Liability
- Medical Payments
- Uninsured/Underinsured Motorists
- Uninsured Motorist Property Damage (N/A in AZ)
- Comprehensive
- Collision
Optional Coverage
- Excess Custom Equipment
- Excess Electronic Equipment
- Replacement Cost Coverage for New Off-Road Vehicles
- Safety Apparel Coverage
Off-Road Vehicle Insurance Discounts
- Advance Quote
- Cycle-Off Road
- EFT
- Paid-in-Full
Boats
Are you ready for some fun on the water? Before you head out, explore your affordable boat insurance options.
Available Boat Coverage
- Physical Damage
- Liability
- Medical Payments
- Uninsured Boaters
Types of Boats Covered
- Sail
- Outboard
- Inboard/outdrive
- Inboard (check on specific types)
Optional Enhancements
- Miscellaneous Property Increase Limit
- Emergency Service Expanded Coverage
- Replacement Cost Coverage – Partial Losses